My Credit Score Went Up 158 Points This Month

A transparent look at how I regained control of my finances

Photo by Micheile Henderson on Unsplash

The last time I logged in to my student loan dashboard, my amount owed read $0. Not because I had paid it off. On the contrary, I had neglected to acknowledge this debt in over a year. So my accounts were turned over to a collection agency. Earlier that year, I also missed a handful of…